Week 13 · 2026
What the model says about week 13
Every FBS game on the slate, with a projected margin from opponent-adjusted ratings — and, where a line exists, how far that sits from the betting market.
Tennessee's game
#17 Tennesseeat
Vanderbilt
TBD
Tennessee by 1.7
Model
55%
To win
—
Market
Ranked teams this week
#16 Mississippi Stat
#9 Ole MissOle Miss by 4.8 (64%)
#18 USCat
#23 UCLAUSC by 0.7 (52%)
#1 Texasat
Texas A&MTexas by 2.5 (58%)
Georgia Techat
#2 GeorgiaGeorgia by 17.9 (92%)
#3 Notre Dameat
SyracuseNotre Dame by 21.4 (95%)
Boston Collegeat
#4 MiamiMiami by 24.5 (97%)
Michiganat
#5 Ohio StateOhio State by 14.1 (86%)
Purdueat
#6 IndianaIndiana by 22.5 (96%)
The full slate
69 games, in kickoff order.
Miami OHat
W MichiganW Michigan by 4.8 (64%)
Kent Stateat
E MichiganE Michigan by 2.9 (59%)
TCUat
#12 Texas TechTexas Tech by 10.0 (78%)
FAUat
East CarolinaEast Carolina by 6.7 (70%)
Templeat
MemphisMemphis by 8.0 (73%)
Tulaneat
South FloridaSouth Florida by 7.0 (71%)
#16 Mississippi Stat
#9 Ole MissOle Miss by 4.8 (64%)
Nebraskaat
#14 IowaIowa by 4.5 (63%)
Buffaloat
AkronAkron by 4.4 (63%)
Toledoat
OhioToledo by 5.1 (65%)
App Stateat
South AlabamaSouth Alabama by 1.7 (55%)
#8 Floridaat
Florida StFlorida by 3.8 (62%)
N Dakota Stat
San José StN Dakota St by 13.9 (86%)
#1 Texasat
Texas A&MTexas by 2.5 (58%)
Minnesotaat
WisconsinWisconsin by 4.1 (62%)
West Virginiaat
#13 UtahUtah by 16.4 (90%)
Georgia Techat
#2 GeorgiaGeorgia by 17.9 (92%)
#3 Notre Dameat
SyracuseNotre Dame by 21.4 (95%)
Boston Collegeat
#4 MiamiMiami by 24.5 (97%)
Purdueat
#6 IndianaIndiana by 22.5 (96%)
Auburnat
#7 AlabamaAlabama by 12.0 (82%)
Cincinnatiat
#10 BYUBYU by 9.1 (76%)
#11 LSUat
ArkansasLSU by 10.1 (78%)
Washingtonat
#15 OregonOregon by 11.6 (81%)
#17 Tennesseeat
VanderbiltTennessee by 1.7 (55%)
#18 USCat
#23 UCLAUSC by 0.7 (52%)
Kansasat
#19 Oklahoma StOklahoma St by 2.1 (57%)
Baylorat
#20 HoustonHouston by 5.7 (67%)
#21 SMUat
StanfordSMU by 7.0 (70%)
Louisvilleat
#24 KentuckyKentucky by 0.8 (52%)
Oklahomaat
#25 MissouriMissouri by 1.3 (54%)
South Carolinaat
ClemsonClemson by 3.4 (60%)
Arizona Stat
ArizonaArizona by 5.6 (67%)
UCFat
ColoradoUCF by 5.5 (66%)
Kansas Stat
Iowa StateIowa State by 1.1 (53%)
Dukeat
Wake ForestDuke by 0.5 (52%)
NC Stateat
North CarolinaNC State by 1.9 (56%)
Pittat
CaliforniaPitt by 9.4 (77%)
Virginiaat
Virginia TechVirginia by 2.8 (58%)
Illinoisat
NorthwesternNorthwestern by 3.5 (61%)
Penn Stateat
MarylandPenn State by 4.7 (64%)
Michigan Stat
RutgersMichigan St by 1.3 (54%)
TBDat
Colorado StColorado St by 23.9 (97%)
TBDat
Fresno StFresno St by 31.9 (99%)
TBDat
Utah StateUtah State by 23.9 (97%)
TBDat
Washington StWashington St by 27.7 (98%)
UConnat
WyomingUConn by 7.0 (71%)
Tulsaat
UTSAUTSA by 8.5 (74%)
Armyat
RiceArmy by 6.1 (68%)
Navyat
CharlotteNavy by 13.1 (84%)
UABat
North TexasNorth Texas by 15.4 (88%)
UTEPat
N IllinoisN Illinois by 0.2 (50%)
Coastalat
James MadisonJames Madison by 18.6 (92%)
Louisiana Techat
GA SouthernLouisiana Tech by 1.1 (53%)
Louisianaat
Georgia StGeorgia St by 1.0 (53%)
Marshallat
UL MonroeMarshall by 4.5 (64%)
Southern Missat
Old DominionOld Dominion by 7.1 (71%)
Michiganat
#5 Ohio StateOhio State by 14.1 (86%)
C Michiganat
Ball StateC Michigan by 2.6 (58%)
UMassat
Bowling GreenUMass by 2.9 (59%)
Kennesaw Stat
Western KYKennesaw St by 2.7 (58%)
Libertyat
Missouri StLiberty by 4.8 (64%)
Sam Houstonat
FIUFIU by 7.3 (71%)
New Mexico Stat
MTSUMTSU by 1.4 (54%)
Troyat
Arkansas StArkansas St by 2.2 (57%)
Jax Stateat
DelawareJax State by 1.3 (54%)
Air Forceat
New MexicoNew Mexico by 9.6 (77%)
Nevadaat
UNLVUNLV by 10.6 (79%)
Sacramento Stat
Hawai'iHawai'i by 8.2 (74%)
How this works
Ratings are opponent-adjusted from 2026 results and converted to a margin with a home-field term. Probabilities use a spread fitted on out-of-sample predictions, the same conversion used everywhere else on this site.
Games involving a team outside the FBS pool use the ratings engine's FCS constant rather than a real rating, and are excluded from the disagreement list — a large gap there reflects not knowing the opponent, not a genuine difference of opinion.
Lines come from ESPN's public feed and move through the week. Voluntary Takes is an independent fan site and takes no position on any wager.